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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,552 | $43,338-43.3% | $59,887-59.0% | $64,173-61.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 74.7%+25.3pp | 69.6%+30.4pp |
| Annual return | -11.07% | -1.55%-9.5pp | 3.46%-14.5pp | 7.63%-18.7pp |
| Employer contribution / active EE | $9,080 | $2,030+347.3% | $2,722+233.5% | $2,381+281.4% |
| Participant deferral / active EE | $3,070 | $2,547+20.5% | $3,402-9.8% | $3,470-11.5% |
| Admin fee / account holder | $494 | $3,007-83.6% | $3,591-86.2% | $4,887-89.9% |