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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,709 | $174,379-33.6% | $152,093-23.9% | $138,895-16.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.46% | 74.86%-57.4pp | 66.36%-48.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $3,298 | $4,652-29.1% | $4,175-21.0% | $4,194-21.4% |
| Participant deferral / active EE | $5,684 | $6,159-7.7% | $5,451+4.3% | $6,396-11.1% |
| Admin fee / account holder | $1,541 | $16,880-90.9% | $14,497-89.4% | $12,562-87.7% |