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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,089 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,967 | $64,909-38.4% | $82,313-51.4% | $62,293-35.8% |
| Participation rate | 62.7% | 74.9%-12.1pp | 76.9%-14.2pp | 69.5%-6.8pp |
| Annual return | 13.44% | 21.18%-7.7pp | 25.88%-12.4pp | 28.90%-15.5pp |
| Employer contribution / active EE | $1,842 | $1,676+9.9% | $2,428-24.2% | $2,042-9.8% |
| Participant deferral / active EE | $3,475 | $3,103+12.0% | $3,706-6.2% | $3,169+9.7% |
| Admin fee / account holder | $48 | $440-89.1% | $5,608-99.1% | $479-90.0% |