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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $17,241 |
Service code 13 GARDEN CITY CENTER · GARDEN CITY, NY 11530 | Contract Administrator | $16,891 |
PAYROLL INTEGRATIONS INC2 years Service code 99 270 N EL CAMINO REAL STE F321 · ENCINATAS, CA 92024 | Other Fees | $4,980 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $4,408 |
Service code 27 6300 BRIDGE POINT PKWY · AUSTIN, TX 787305097 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,519 | $65,566-22.9% | $86,235-41.4% | $75,177-32.8% |
| Participation rate | 30.8% | 60.5%-29.7pp | 69.0%-38.2pp | 67.2%-36.4pp |
| Annual return | 17.37% | 46.07%-28.7pp | 1170.03%-1152.7pp | 160.75%-143.4pp |
| Employer contribution / active EE | $2,320 | $1,553+49.4% | $2,381-2.6% | $2,671-13.1% |
| Participant deferral / active EE | $3,496 | $3,023+15.6% | $3,987-12.3% | $4,126-15.3% |
| Admin fee / account holder | $473 | $5,470-91.4% | $6,856-93.1% | $5,651-91.6% |