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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CBIZ INVESTMENT ADVISORY SERVICES, Service code 99 · EIN 81-3968784 | Other Fees | $16,753 |
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $156 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,718 | $65,092-37.4% | $143,799-71.7% | $66,938-39.2% |
| Participation rate | 48.5% | 65.2%-16.7pp | 80.3%-31.9pp | 69.8%-21.4pp |
| Annual return | -19.84% | -11.14%-8.7pp | -0.04%-19.8pp | 1.58%-21.4pp |
| Employer contribution / active EE | $1,329 | $2,362-43.7% | $4,952-73.2% | $2,545-47.8% |
| Participant deferral / active EE | $3,047 | $2,920+4.3% | $5,638-46.0% | $4,238-28.1% |
| Admin fee / account holder | $150 | $502-70.1% | $14,677-99.0% | $594-74.7% |