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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,421 | $85,171-54.9% | $172,752-77.8% | $72,975-47.4% |
| Participation rate | 37.8% | 70.1%-32.3pp | 82.6%-44.9pp | 69.5%-31.7pp |
| Annual return | 25.30% | 27.32%-2.0pp | 802.97%-777.7pp | 81.01%-55.7pp |
| Employer contribution / active EE | $1,144 | $3,324-65.6% | $5,144-77.8% | $2,440-53.1% |
| Participant deferral / active EE | $2,997 | $3,260-8.1% | $5,198-42.3% | $3,608-16.9% |
| Admin fee / account holder | $890 | $5,880-84.9% | $13,955-93.6% | $5,124-82.6% |