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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,831 | $171,867-95.4% | $149,716-94.8% | $147,585-94.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 45.49% | 2113.36%-2067.9pp | 1501.67%-1456.2pp | 578.58%-533.1pp |
| Employer contribution / active EE | $2,593 | $6,275-58.7% | $5,444-52.4% | $4,876-46.8% |
| Participant deferral / active EE | $4,079 | $7,270-43.9% | $6,568-37.9% | $5,439-25.0% |
| Admin fee / account holder | $401 | $13,799-97.1% | $11,282-96.4% | $10,886-96.3% |