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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,878 | $95,975-57.4% | $74,552-45.2% | $135,382-69.8% |
| Participation rate | 66.7% | 75.7%-9.0pp | 69.1%-2.5pp | 82.6%-16.0pp |
| Annual return | -7.99% | 56.96%-65.0pp | 32.53%-40.5pp | 519.77%-527.8pp |
| Employer contribution / active EE | $1,935 | $2,716-28.7% | $1,961-1.3% | $4,779-59.5% |
| Participant deferral / active EE | $9,038 | $3,844+135.1% | $3,108+190.8% | $5,609+61.1% |
| Admin fee / account holder | $3,786 | $6,522-42.0% | $5,060-25.2% | $10,829-65.0% |