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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,579 | $52,580-45.6% | $71,671-60.1% | $70,131-59.2% |
| Participation rate | 94.1% | 60.9%+33.2pp | 68.7%+25.4pp | 69.5%+24.6pp |
| Annual return | 20.94% | 20.25%+0.7pp | 20.65%+0.3pp | 73.14%-52.2pp |
| Employer contribution / active EE | $5,792 | $1,616+258.5% | $2,460+135.5% | $2,342+147.3% |
| Participant deferral / active EE | $4,127 | $2,386+73.0% | $3,438+20.0% | $3,332+23.9% |
| Admin fee / account holder | $1,927 | $3,653-47.3% | $5,558-65.3% | $4,645-58.5% |