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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,508 | $60,454-90.9% | $81,844-93.3% | $74,459-92.6% |
| Participation rate | 59.5% | 63.0%-3.4pp | 72.4%-12.9pp | 67.2%-7.7pp |
| Annual return | 11.84% | 16.87%-5.0pp | 778.87%-767.0pp | 1369.70%-1357.9pp |
| Employer contribution / active EE | $480 | $2,630-81.7% | $2,916-83.5% | $2,626-81.7% |
| Participant deferral / active EE | $1,160 | $3,398-65.9% | $4,323-73.2% | $4,350-73.3% |
| Admin fee / account holder | $11 | $1,490-99.3% | $7,355-99.8% | $1,945-99.4% |