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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,202 | $73,978-64.6% | $96,515-72.9% | $75,173-65.1% |
| Participation rate | 66.7% | 66.4%+0.2pp | 74.3%-7.7pp | 67.2%-0.5pp |
| Annual return | 18.59% | 26.72%-8.1pp | 35.73%-17.1pp | 160.72%-142.1pp |
| Employer contribution / active EE | $1,575 | $2,931-46.3% | $3,740-57.9% | $2,671-41.0% |
| Participant deferral / active EE | $2,846 | $3,660-22.3% | $4,880-41.7% | $4,126-31.0% |
| Admin fee / account holder | $2,998 | $5,219-42.6% | $6,735-55.5% | $5,651-46.9% |