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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,849 | $64,729-70.9% | $112,263-83.2% | $68,490-72.5% |
| Participation rate | 72.4% | 67.2%+5.3pp | 75.1%-2.6pp | 67.9%+4.5pp |
| Annual return | -21.33% | -11.40%-9.9pp | 27.49%-48.8pp | -7.85%-13.5pp |
| Employer contribution / active EE | $1,752 | $2,746-36.2% | $3,636-51.8% | $2,597-32.5% |
| Participant deferral / active EE | $3,163 | $3,566-11.3% | $4,729-33.1% | $4,028-21.5% |
| Admin fee / account holder | $1,187 | $5,222-77.3% | $6,410-81.5% | $5,403-78.0% |