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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,623 | $124,346-88.2% | $111,308-86.9% | $167,536-91.3% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 17.72% | 37.45%-19.7pp | 54.67%-36.9pp | 478.82%-461.1pp |
| Employer contribution / active EE | $2,677 | $3,437-22.1% | $2,732-2.0% | $4,839-44.7% |
| Participant deferral / active EE | $4,623 | $5,182-10.8% | $4,487+3.0% | $6,342-27.1% |
| Admin fee / account holder | $3,034 | $10,621-71.4% | $7,965-61.9% | $12,315-75.4% |