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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,747 | $198,457-69.4% | $170,435-64.4% | $147,586-58.8% |
| Participation rate | 37.5% | 88.0%-50.5pp | 83.6%-46.1pp | 82.8%-45.3pp |
| Annual return | 20.97% | 257.30%-236.3pp | 205.94%-185.0pp | 578.59%-557.6pp |
| Employer contribution / active EE | $4,395 | $6,183-28.9% | $5,432-19.1% | $4,876-9.9% |
| Participant deferral / active EE | $2,797 | $5,629-50.3% | $4,939-43.4% | $5,439-48.6% |
| Admin fee / account holder | $1,639 | $16,852-90.3% | $13,881-88.2% | $10,886-84.9% |