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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,682 | $78,013+29.1% | $178,449-43.6% | $80,911+24.4% |
| Participation rate | 89.5% | 65.7%+23.8pp | 77.1%+12.4pp | 67.6%+21.8pp |
| Annual return | 23.14% | 18.07%+5.1pp | 27.09%-3.9pp | 35.63%-12.5pp |
| Employer contribution / active EE | $7,846 | $2,287+243.1% | $3,951+98.6% | $2,756+184.7% |
| Participant deferral / active EE | $13,892 | $4,408+215.2% | $6,277+121.3% | $4,297+223.3% |
| Admin fee / account holder | $877 | $7,166-87.8% | $10,362-91.5% | $6,935-87.4% |