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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,269 | $159,934-40.4% | $147,005-35.2% | $145,959-34.7% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 19.26% | 98.24%-79.0pp | 418.76%-399.5pp | 561.95%-542.7pp |
| Employer contribution / active EE | $2,817 | $5,287-46.7% | $4,934-42.9% | $4,661-39.6% |
| Participant deferral / active EE | $6,730 | $8,427-20.1% | $8,070-16.6% | $6,689+0.6% |
| Admin fee / account holder | $393 | $15,053-97.4% | $13,006-97.0% | $13,398-97.1% |