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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,269 | $160,040-40.5% | $147,096-35.2% | $145,877-34.7% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 19.26% | 98.49%-79.2pp | 419.75%-400.5pp | 551.28%-532.0pp |
| Employer contribution / active EE | $2,817 | $5,289-46.8% | $4,936-42.9% | $4,663-39.6% |
| Participant deferral / active EE | $6,730 | $8,429-20.2% | $8,071-16.6% | $6,691+0.6% |
| Admin fee / account holder | $393 | $15,050-97.4% | $13,005-97.0% | $13,402-97.1% |