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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,973 | $197,637-90.4% | $177,848-89.3% | $158,982-88.1% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.7%-4.4pp | 82.0%+1.4pp |
| Annual return | 171.94% | 58.77%+113.2pp | 48.33%+123.6pp | 302.99%-131.1pp |
| Employer contribution / active EE | $2,825 | $6,698-57.8% | $5,919-52.3% | $4,763-40.7% |
| Participant deferral / active EE | $6,344 | $8,405-24.5% | $7,714-17.8% | $5,983+6.0% |
| Admin fee / account holder | $684 | $15,406-95.6% | $12,431-94.5% | $11,252-93.9% |