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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,543 | $97,078-31.5% | $103,065-35.4% | $145,897-54.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.6%+19.4pp | 80.3%+19.7pp |
| Annual return | 25.08% | 25.49%-0.4pp | 23.95%+1.1pp | 552.29%-527.2pp |
| Employer contribution / active EE | $9,559 | $4,680+104.3% | $4,675+104.5% | $4,663+105.0% |
| Participant deferral / active EE | $11,358 | $6,601+72.1% | $6,625+71.4% | $6,689+69.8% |
| Admin fee / account holder | $13,937 | $12,505+11.5% | $9,349+49.1% | $13,390+4.1% |