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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,466 | $118,467+16.9% | $98,450+40.6% | $139,456-0.7% |
| Participation rate | 88.9% | 77.5%+11.4pp | 75.2%+13.7pp | 80.3%+8.6pp |
| Annual return | 16.69% | 18.95%-2.3pp | 21.16%-4.5pp | 373.45%-356.8pp |
| Employer contribution / active EE | $6,696 | $3,611+85.4% | $3,049+119.6% | $4,753+40.9% |
| Participant deferral / active EE | $22,240 | $5,393+312.3% | $4,739+369.3% | $6,711+231.4% |
| Admin fee / account holder | $22,117 | $14,057+57.3% | $8,961+146.8% | $11,407+93.9% |