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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,492 | $81,262-76.0% | $155,602-87.5% | $80,911-75.9% |
| Participation rate | 34.7% | 66.2%-31.5pp | 78.2%-43.5pp | 67.6%-32.9pp |
| Annual return | 14.29% | 33.34%-19.1pp | 64.81%-50.5pp | 35.63%-21.3pp |
| Employer contribution / active EE | $708 | $3,102-77.2% | $4,675-84.8% | $2,756-74.3% |
| Participant deferral / active EE | $1,743 | $3,451-49.5% | $5,629-69.0% | $4,297-59.4% |
| Admin fee / account holder | $1,096 | $7,992-86.3% | $15,923-93.1% | $6,935-84.2% |