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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,734 | $175,231-47.1% | $149,696-38.1% | $139,466-33.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 22.78% | 166.77%-144.0pp | 134.46%-111.7pp | 373.66%-350.9pp |
| Employer contribution / active EE | $12,787 | $5,478+133.4% | $4,821+165.2% | $4,754+169.0% |
| Participant deferral / active EE | $9,242 | $6,521+41.7% | $5,682+62.6% | $6,712+37.7% |
| Admin fee / account holder | $901 | $16,155-94.4% | $13,212-93.2% | $11,409-92.1% |