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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,208 | $202,342-65.3% | $172,752-59.4% | $152,897-54.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.44% | 1029.83%-1007.4pp | 802.97%-780.5pp | 345.43%-323.0pp |
| Employer contribution / active EE | $26,894 | $5,858+359.1% | $5,144+422.8% | $4,764+464.6% |
| Participant deferral / active EE | $13,730 | $5,948+130.8% | $5,198+164.2% | $5,851+134.7% |
| Admin fee / account holder | $915 | $17,111-94.7% | $13,955-93.4% | $11,599-92.1% |