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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,134 | $102,663-50.2% | $86,216-40.7% | $139,466-63.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 25.16% | 1924.52%-1899.4pp | 1169.42%-1144.3pp | 373.66%-348.5pp |
| Employer contribution / active EE | $1,175 | $3,035-61.3% | $2,382-50.7% | $4,754-75.3% |
| Participant deferral / active EE | $8,680 | $4,677+85.6% | $3,986+117.8% | $6,712+29.3% |
| Admin fee / account holder | $1,346 | $8,663-84.5% | $6,853-80.4% | $11,409-88.2% |