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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,034 | $106,549-86.8% | $91,225-84.6% | $134,509-89.6% |
| Participation rate | 33.3% | 76.8%-43.5pp | 73.2%-39.9pp | 81.2%-47.9pp |
| Annual return | -22.83% | 160.73%-183.6pp | 114.10%-136.9pp | 418.13%-441.0pp |
| Employer contribution / active EE | $867 | $3,331-74.0% | $2,851-69.6% | $4,741-81.7% |
| Participant deferral / active EE | $1,733 | $4,719-63.3% | $4,234-59.1% | $6,400-72.9% |
| Admin fee / account holder | $47 | $6,234-99.2% | $5,422-99.1% | $11,427-99.6% |