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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,405 | $80,992-26.7% | $96,534-38.5% | $75,173-21.0% |
| Participation rate | 79.7% | 71.8%+7.9pp | 76.0%+3.7pp | 67.2%+12.5pp |
| Annual return | 25.36% | 27.05%-1.7pp | 25.88%-0.5pp | 160.72%-135.4pp |
| Employer contribution / active EE | $2,517 | $2,283+10.2% | $2,965-15.1% | $2,671-5.8% |
| Participant deferral / active EE | $5,206 | $3,929+32.5% | $4,851+7.3% | $4,126+26.2% |
| Admin fee / account holder | $8,438 | $6,717+25.6% | $8,253+2.2% | $5,651+49.3% |