Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,646 | $67,602-73.9% | $82,312-78.6% | $70,126-74.8% |
| Participation rate | 66.0% | 72.8%-6.8pp | 76.9%-10.9pp | 69.5%-3.6pp |
| Annual return | 25.68% | 21.57%+4.1pp | 25.88%-0.2pp | 73.15%-47.5pp |
| Employer contribution / active EE | $1,441 | $1,755-17.9% | $2,428-40.7% | $2,343-38.5% |
| Participant deferral / active EE | $2,980 | $2,987-0.2% | $3,706-19.6% | $3,332-10.6% |
| Admin fee / account holder | $1,111 | $4,512-75.4% | $5,608-80.2% | $4,645-76.1% |