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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,612 | $217,427-65.2% | $185,837-59.3% | $167,518-54.9% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 19.48% | 148.39%-128.9pp | 122.08%-102.6pp | 478.71%-459.2pp |
| Employer contribution / active EE | $6,121 | $5,874+4.2% | $5,168+18.4% | $4,838+26.5% |
| Participant deferral / active EE | $13,836 | $6,357+117.6% | $5,568+148.5% | $6,342+118.2% |
| Admin fee / account holder | $1,924 | $19,816-90.3% | $16,241-88.2% | $12,312-84.4% |