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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,194 | $135,645-85.1% | $110,243-81.7% | $135,379-85.1% |
| Participation rate | 94.4% | 83.5%+11.0pp | 79.8%+14.6pp | 82.6%+11.8pp |
| Annual return | -4.87% | 513.24%-518.1pp | 314.76%-319.6pp | 519.79%-524.7pp |
| Employer contribution / active EE | $6,395 | $4,907+30.3% | $3,827+67.1% | $4,779+33.8% |
| Participant deferral / active EE | $3,641 | $5,507-33.9% | $4,672-22.1% | $5,609-35.1% |
| Admin fee / account holder | $710 | $11,458-93.8% | $8,548-91.7% | $10,828-93.4% |