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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,771 | $27,924-57.8% | $58,544-79.9% | $75,181-84.3% |
| Participation rate | 21.1% | 38.8%-17.8pp | 50.9%-29.8pp | 67.2%-46.1pp |
| Annual return | 19.73% | 44.20%-24.5pp | 4249.56%-4229.8pp | 160.69%-141.0pp |
| Employer contribution / active EE | $519 | $669-22.4% | $1,053-50.7% | $2,671-80.6% |
| Participant deferral / active EE | $1,087 | $1,202-9.5% | $1,923-43.4% | $4,126-73.6% |
| Admin fee / account holder | $317 | $1,726-81.6% | $2,520-87.4% | $5,650-94.4% |