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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,354 | $148,623-39.9% | $135,974-34.3% | $139,466-35.9% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 21.89% | 79.30%-57.4pp | 68.30%-46.4pp | 373.66%-351.8pp |
| Employer contribution / active EE | $3,224 | $5,246-38.6% | $4,859-33.7% | $4,754-32.2% |
| Participant deferral / active EE | $10,953 | $8,103+35.2% | $7,760+41.2% | $6,712+63.2% |
| Admin fee / account holder | $476 | $12,406-96.2% | $10,767-95.6% | $11,409-95.8% |