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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,982 | $66,402-48.8% | $109,907-69.1% | $85,847-60.4% |
| Participation rate | 56.1% | 63.9%-7.7pp | 74.2%-18.1pp | 69.3%-13.2pp |
| Annual return | 17.95% | 19.59%-1.6pp | 29.46%-11.5pp | 318.61%-300.7pp |
| Employer contribution / active EE | $1,262 | $1,687-25.2% | $2,844-55.6% | $2,565-50.8% |
| Participant deferral / active EE | $2,747 | $2,842-3.4% | $4,047-32.1% | $3,952-30.5% |
| Admin fee / account holder | $3,001 | $4,557-34.2% | $6,069-50.6% | $6,261-52.1% |