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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,081 | $183,627+24.8% | $155,602+47.2% | $145,978+56.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.33% | 61.32%-57.0pp | 64.81%-60.5pp | 550.52%-546.2pp |
| Employer contribution / active EE | $18,399 | $5,316+246.1% | $4,675+293.5% | $4,662+294.7% |
| Participant deferral / active EE | $8,717 | $6,466+34.8% | $5,629+54.9% | $6,690+30.3% |
| Admin fee / account holder | $868 | $19,327-95.5% | $15,923-94.5% | $13,400-93.5% |