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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,540 | $70,366+202.1% | $66,674+218.8% | $138,895+53.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 16.99% | 386.41%-369.4pp | 321.24%-304.3pp | 145.39%-128.4pp |
| Employer contribution / active EE | $5,856 | $2,765+111.8% | $2,620+123.5% | $4,194+39.6% |
| Participant deferral / active EE | $8,972 | $4,374+105.1% | $4,084+119.7% | $6,396+40.3% |
| Admin fee / account holder | $1,783 | $5,262-66.1% | $5,098-65.0% | $12,562-85.8% |