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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,515 | $176,120-61.7% | $159,487-57.7% | $167,553-59.7% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 17.52% | 331.95%-314.4pp | 263.71%-246.2pp | 478.89%-461.4pp |
| Employer contribution / active EE | $1,268 | $5,299-76.1% | $4,831-73.8% | $4,840-73.8% |
| Participant deferral / active EE | $9,606 | $7,752+23.9% | $7,354+30.6% | $6,343+51.4% |
| Admin fee / account holder | $0 | $12,561-100.0% | $10,804-100.0% | $12,316-100.0% |