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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,282 | $165,399-69.0% | $149,745-65.8% | $158,982-67.7% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 23.82% | 348.34%-324.5pp | 276.72%-252.9pp | 302.99%-279.2pp |
| Employer contribution / active EE | $2,719 | $5,105-46.7% | $4,646-41.5% | $4,763-42.9% |
| Participant deferral / active EE | $15,941 | $7,183+121.9% | $6,843+132.9% | $5,983+166.4% |
| Admin fee / account holder | $0 | $10,811-100.0% | $9,312-100.0% | $11,252-100.0% |