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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,809 | $105,856-86.0% | $90,161-83.6% | $147,586-90.0% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 14.97% | 37.63%-22.7pp | 34.89%-19.9pp | 578.59%-563.6pp |
| Employer contribution / active EE | $1,462 | $4,126-64.6% | $3,318-55.9% | $4,876-70.0% |
| Participant deferral / active EE | $3,574 | $5,733-37.6% | $5,287-32.4% | $5,439-34.3% |
| Admin fee / account holder | $1,326 | $8,046-83.5% | $5,943-77.7% | $10,886-87.8% |