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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,815 | $96,558-82.6% | $80,977-79.2% | $273,972-93.9% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 6.70% | 15.14%-8.4pp | 17.11%-10.4pp | 41.46%-34.8pp |
| Employer contribution / active EE | $1,991 | $4,869-59.1% | $3,715-46.4% | $4,869-59.1% |
| Participant deferral / active EE | $5,660 | $6,598-14.2% | $5,696-0.6% | $5,287+7.0% |
| Admin fee / account holder | $520 | $7,493-93.1% | $5,517-90.6% | $10,133-94.9% |