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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,913 | $27,936+229.0% | $58,561+57.0% | $75,173+22.3% |
| Participation rate | 6.7% | 38.8%-32.2pp | 50.9%-44.2pp | 67.2%-60.5pp |
| Annual return | 20.57% | 44.21%-23.6pp | 4251.33%-4230.8pp | 160.72%-140.2pp |
| Employer contribution / active EE | $277 | $670-58.7% | $1,053-73.7% | $2,671-89.6% |
| Participant deferral / active EE | $634 | $1,202-47.2% | $1,923-67.0% | $4,126-84.6% |
| Admin fee / account holder | $49 | $1,727-97.2% | $2,520-98.0% | $5,651-99.1% |