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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,316 | $152,542-82.1% | $117,498-76.8% | $134,509-79.7% |
| Participation rate | 78.6% | 77.1%+1.5pp | 70.6%+8.0pp | 81.2%-2.7pp |
| Annual return | -23.98% | 53.02%-77.0pp | 29.75%-53.7pp | 418.13%-442.1pp |
| Employer contribution / active EE | $1,887 | $5,574-66.1% | $4,178-54.8% | $4,741-60.2% |
| Participant deferral / active EE | $3,857 | $4,819-20.0% | $4,071-5.3% | $6,400-39.7% |
| Admin fee / account holder | $2,457 | $7,006-64.9% | $5,646-56.5% | $11,427-78.5% |