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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,851 | $69,118+63.3% | $53,647+110.4% | $138,895-18.8% |
| Participation rate | 17.6% | 64.0%-46.3pp | 56.3%-38.6pp | 79.9%-62.3pp |
| Annual return | 17.66% | 248.26%-230.6pp | 358.33%-340.7pp | 145.39%-127.7pp |
| Employer contribution / active EE | $293 | $1,189-75.4% | $962-69.6% | $4,194-93.0% |
| Participant deferral / active EE | $2,882 | $2,274+26.8% | $1,813+59.0% | $6,396-54.9% |
| Admin fee / account holder | $0 | $2,724-100.0% | $2,460-100.0% | $12,562-100.0% |