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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,039 | $75,962+54.1% | $154,108-24.1% | $64,173+82.4% |
| Participation rate | 81.9% | 70.4%+11.5pp | 83.0%-1.1pp | 69.6%+12.4pp |
| Annual return | -8.35% | 30.32%-38.7pp | 735.21%-743.6pp | 7.63%-16.0pp |
| Employer contribution / active EE | $11,162 | $3,350+233.2% | $5,298+110.7% | $2,381+368.8% |
| Participant deferral / active EE | $15,335 | $3,175+383.0% | $5,081+201.8% | $3,470+342.0% |
| Admin fee / account holder | $3,285 | $5,589-41.2% | $13,411-75.5% | $4,887-32.8% |