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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,504 | $110,212-67.8% | $96,534-63.2% | $139,466-74.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 4.87% | 26.42%-21.5pp | 25.88%-21.0pp | 373.66%-368.8pp |
| Employer contribution / active EE | $2,259 | $3,620-37.6% | $2,965-23.8% | $4,754-52.5% |
| Participant deferral / active EE | $1,631 | $5,547-70.6% | $4,851-66.4% | $6,712-75.7% |
| Admin fee / account holder | $576 | $11,599-95.0% | $8,253-93.0% | $11,409-95.0% |