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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,751 | $100,805-67.5% | $86,698-62.2% | $134,532-75.7% |
| Participation rate | 89.5% | 79.0%+10.5pp | 76.6%+12.9pp | 81.2%+8.2pp |
| Annual return | -15.25% | 29.09%-44.3pp | 35.95%-51.2pp | 418.27%-433.5pp |
| Employer contribution / active EE | $2,313 | $3,490-33.7% | $2,837-18.5% | $4,741-51.2% |
| Participant deferral / active EE | $1,539 | $5,339-71.2% | $4,656-66.9% | $6,401-76.0% |
| Admin fee / account holder | $793 | $10,925-92.7% | $7,493-89.4% | $11,429-93.1% |