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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,773 | $129,737-56.2% | $119,126-52.3% | $154,746-63.3% |
| Participation rate | 95.7% | 78.9%+16.8pp | 75.8%+19.9pp | 80.7%+15.0pp |
| Annual return | 15.51% | 379.08%-363.6pp | 282.11%-266.6pp | 172.34%-156.8pp |
| Employer contribution / active EE | $5,246 | $4,375+19.9% | $4,034+30.0% | $4,379+19.8% |
| Participant deferral / active EE | $1,751 | $5,842-70.0% | $5,318-67.1% | $6,730-74.0% |
| Admin fee / account holder | $1,184 | $11,961-90.1% | $10,693-88.9% | $14,365-91.8% |