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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,547 | $96,643-92.2% | $86,617-91.3% | $139,456-94.6% |
| Participation rate | 52.2% | 74.4%-22.2pp | 71.7%-19.5pp | 80.3%-28.2pp |
| Annual return | 12.51% | 106.57%-94.1pp | 591.91%-579.4pp | 373.45%-360.9pp |
| Employer contribution / active EE | $716 | $3,264-78.1% | $3,023-76.3% | $4,753-84.9% |
| Participant deferral / active EE | $1,574 | $4,835-67.4% | $4,437-64.5% | $6,711-76.5% |
| Admin fee / account holder | $1,784 | $6,406-72.2% | $5,613-68.2% | $11,407-84.4% |