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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,418 | $76,564-79.9% | $105,582-85.4% | $94,015-83.6% |
| Participation rate | 96.5% | 65.2%+31.3pp | 71.8%+24.7pp | 70.8%+25.7pp |
| Annual return | 13.40% | 20.69%-7.3pp | 18.61%-5.2pp | 17.84%-4.4pp |
| Employer contribution / active EE | $300 | $1,995-85.0% | $2,984-89.9% | $2,790-89.2% |
| Participant deferral / active EE | $3,852 | $3,320+16.0% | $4,353-11.5% | $4,249-9.3% |
| Admin fee / account holder | $2,474 | $7,129-65.3% | $12,856-80.8% | $8,951-72.4% |