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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,418 | $58,627-73.7% | $76,735-79.9% | $82,448-81.3% |
| Participation rate | 96.5% | 63.2%+33.3pp | 69.5%+27.0pp | 68.1%+28.4pp |
| Annual return | 13.40% | 39.10%-25.7pp | 29.77%-16.4pp | 41.64%-28.2pp |
| Employer contribution / active EE | $300 | $1,729-82.6% | $2,454-87.8% | $2,551-88.2% |
| Participant deferral / active EE | $3,852 | $3,134+22.9% | $4,088-5.8% | $4,139-6.9% |
| Admin fee / account holder | $2,474 | $5,323-53.5% | $7,189-65.6% | $7,234-65.8% |