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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,095 | $110,212+17.1% | $96,534+33.7% | $139,466-7.4% |
| Participation rate | 73.3% | 78.1%-4.8pp | 76.0%-2.6pp | 80.3%-7.0pp |
| Annual return | 20.49% | 26.42%-5.9pp | 25.88%-5.4pp | 373.66%-353.2pp |
| Employer contribution / active EE | $3,846 | $3,620+6.2% | $2,965+29.7% | $4,754-19.1% |
| Participant deferral / active EE | $10,999 | $5,547+98.3% | $4,851+126.7% | $6,712+63.9% |
| Admin fee / account holder | $6,852 | $11,599-40.9% | $8,253-17.0% | $11,409-39.9% |