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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,955 | $103,392-42.0% | $87,104-31.2% | $152,897-60.8% |
| Participation rate | 88.9% | 79.4%+9.5pp | 76.9%+12.0pp | 82.5%+6.4pp |
| Annual return | 24.23% | 28.10%-3.9pp | 28.19%-4.0pp | 345.43%-321.2pp |
| Employer contribution / active EE | $3,470 | $3,221+7.7% | $2,521+37.6% | $4,764-27.1% |
| Participant deferral / active EE | $7,495 | $4,778+56.8% | $4,048+85.1% | $5,851+28.1% |
| Admin fee / account holder | $1,577 | $12,194-87.1% | $7,491-78.9% | $11,599-86.4% |