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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,938 | $108,911-19.3% | $100,392-12.4% | $145,884-39.7% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 6.07% | 58.23%-52.2pp | 49.45%-43.4pp | 551.85%-545.8pp |
| Employer contribution / active EE | $1,270 | $4,420-71.3% | $3,941-67.8% | $4,662-72.8% |
| Participant deferral / active EE | $10,009 | $8,459+18.3% | $8,090+23.7% | $6,690+49.6% |
| Admin fee / account holder | $7,690 | $9,698-20.7% | $7,904-2.7% | $13,392-42.6% |