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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,736 | $99,668-46.1% | $86,451-37.8% | $134,545-60.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.06% | 6789.61%-6802.7pp | 4398.51%-4411.6pp | 418.37%-431.4pp |
| Employer contribution / active EE | $16,573 | $4,403+276.4% | $3,770+339.6% | $4,742+249.5% |
| Participant deferral / active EE | $8,508 | $7,249+17.4% | $6,953+22.4% | $6,401+32.9% |
| Admin fee / account holder | $837 | $8,377-90.0% | $6,734-87.6% | $11,431-92.7% |